Jane M. Young, CFP, EA
1. When grocery shopping, select items from the lower shelves, the more expensive items are usually placed at eye level.
2. Stock up when durable goods that you always need go on sale. Don’t buy something you wouldn’t otherwise buy just because it’s on sale.
3. Reduce impulse purchases at the grocery store – go less frequently, make a list and eat before you go. I know, I know, those strawberry shortcake cookies, with the cream filling and chocolate swirls looked so good. But a few days later …… what was I thinking??
4. When comparing prices check the unit price not the total price. You may pay less but you are probably getting less for your money.
5. Eat smaller portions of meat – you might even lose a little weight. Meat is very expensive, use more vegetables and less meat in you recipes.
6. When eating out, eat half of your meal at the restaurant and take the rest home with you. Most restaurants serve very large portions.
7. When eating out limit yourself to one glass of wine or drink tap water instead of coffee, tea or soda. Beverages can be very expensive relative to the cost your food.
8. If you are having an entrée avoid ordering appetizers or desert at the restaurant. Have drinks and appetizers at home before you leave or coffee and desert at home after dinner.
9. Eat something at home before you go out to meet friends. Limit your order to an appetizer or a side salad to be sociable.
10. Rather than celebrating at a restaurant, organize a potluck or take turns hosting a dinner party.